Five Layer Dip

Layer #1:  1 pkg. taco seasoning mix and 1 can refried beans, combined.

Layer #2:  I pkg. cream cheese and 1 - 16oz. container sour cream, combined.

Layer #3:  1 - 16 oz. jar salsa.

Layer #4:  Chopped green onions.

Layer #5:  2 c. shredded cheddar cheese.